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Why Pre-approval of loan is the key for home buyers in 2022 – Vraj Tiara vrajtiara.com

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Elijah Paul 10 months ago in Business 0

Owning a house that one can call a home is every individual’s desire. However, with the property prices soaring, owning flats in Mumbai will be a distant dream if you don’t have sufficient funds at your disposal. Most homebuyers opt for applying for the home loan from a reputed bank or other financial institution to ensure you get the right perspective to the budget and price range to house hunt for.

You may have heard that it’s important to get pre-approved for a loan at the beginning of the homebuying process. What does that really mean, and why is it so important? Especially, with increasing home prices and high buyer competition in today’s market for a 3 BHK 4 BHK and 5 BHK flats in south Mumbai. It’s crucial to have a pre-approved letter before making an offer. Here’s why.
• Preapproval from the lender helps you gauge your actual price range and how much you can borrow as a loan.
• A preapproval letter shows the seller that the buyer is qualified . It validates as a serious and potential purchaser.
• It helps in being well acquainted with the process before the actual opportunity materializes.
• When you are pre-approved, processing and finally approving the home loan amount will be a faster process.

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