Car finance check will reveal if a car has outstanding finance. Information about the lender Finance agreement details Contact number. A car registration or vehicle history check is a reliable way to determine the outstanding finance status of a vehicle. These checks will provide you with all of the necessary information and details about the debts or money owed on the vehicle. It's simple to request a registration or background check. You can either ask the dealer or look for a suitable, trustworthy car inspection service on your own. It is not illegal to purchase a used vehicle with outstanding finance, and it is not required to conduct an outstanding finance check. It is entirely up to you whether you use a vehicle history check to check the outstanding finance status of your chosen vehicle.